Digital Black Paper Financial Planner With Budgeting Guidelines For iPad & Tablet | Goodnotes, Notability, Noteshelf | Undated & Hyperlinked |

This Blackout/Dark Mode Financial Planner includes budgeting charts and simple calculation formulas to determine the Ideal Budget and Spending Ratio for any personal or household budget.

Budgeting Guidelines show you how much you are spending on things you need vs. things you want and the amount you should be saving towards your future. You will gain better insight into your spending habits and be more confident about reaching your financial goals.

Everything is so simplified that even a beginner with no experience in digital planning can use it!

"Blackout/Dark Mode" benefits are;

- EASIER on eyes, reducing eye strain at night and in low-light conditions

- EXTENDS battery life

- REDUCES blue light exposure (Blue light can cause digital eye strain, dry eyes, headaches, blurred vision, and interruption in sleep cycles when exposed near bedtime)

★ UNDATED to use it year after year

★ HYPERLINKED to navigate between pages quickly

★ ALL IN ONE PLACE and has everything you need.

You can use this Planner in any app that allows PDF annotation (GoodNotes / Notability / Noteshelf / Xodo, or any PDF reader application with your stylus pen on your iPad or Android tablet such as the Samsung Tab)

Since it's digital, you can duplicate, add, and move pages around to customize and reorganize. It is waiting for your personal touches!

WHAT'S INCLUDED:

1) Cover

☞ 12 x Monthly Hyperlinked Tabs (January to December)

☞ A quick navigator & submenu at the top of each page hyperlinked to Calendar, Budget, and Front/Home Pages

2) Undated Year Calendar

☞ 7 x 6 Calendar Grid

So you can fit every day in a month

3) Budgeting Guidelines

☞ Budgeting Rule

Budgeting Formulas for Wants, Needs, and Savings including examples for each category

☞ Spending Ratio

Budgeting Formulas for Housing, Transportation, Living Expenses, Debt, and Savings

4) 12 Monthly Tabs

☞ Income & Expense Tracker

☞ Savings & Debt Tracker

Hyperlinked Tabs for easy navigation within the current month

Happy Future Planning,

Planner Era

PLEASE NOTE:

- This is a digital product. No physical item will be shipped.

- You pay once and get unlimited access to the planner templates that you can download as many times as you need.

- All the planner templates come with the highest resolution.

- All items are for your own personal and non-commercial use only.

- Please do not distribute, share, resell, or use the item(s) commercially.