Digital Financial Planner For Goodnotes, Notability, Noteshelf | Online Planner | Electronic Planner | Virtual planner |

This Digital Financial Planner includes budgeting charts and simple calculation formulas to determine the Ideal Budget and Spending Ratio for any personal or household budget.

Budgeting Guidelines show you how much you are spending on things you need vs. things you want and the amount you should be saving towards your future. You will gain better insight into your spending habits and be more confident about reaching your financial goals.

Everything is so simplified that even a beginner with no experience in digital planning can use it!

★ UNDATED start and stop using anytime, use it year after year

★ HYPERLINKED to navigate between pages quickly

★ ALL IN ONE PLACE and has everything you need.

WHAT'S INCLUDED:

1) Cover
- 12 x Monthly Tab With Undated Monthly Layout (January to December)
- A quick navigator & submenu at the top of each page

2) Undated Year Calendar
- 7 x 6 calendar grid enough to fit every day in a month

3) Budgeting Guidelines
- Budgeting Rule
- Spending Ratio

4) Financial Overview
- Variable income
- Fixed Income
- Variable Expenses
- Fixed Expenses

5) Monthly Budget Planner
- Sunday or Monday Start

6) Debt Balance Sheet
- Payment, Interest, and Remaining Balance Log

You can use this Planner in any app that allows PDF annotation (GoodNotes / Notability / Noteshelf / Xodo, or any PDF reader application with your stylus pen on your iPad or Android tablet such as the Samsung Tab)

Since it's digital, you can duplicate, add, and move pages around to customize and reorganize. It is waiting for your personal touches!

Happy Future Planning,

Planner Era